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Don’t Let Your Family Members Be Financially Irresponsible

There are some people who can be quite irresponsible when it comes to managing money and making financial decisions in general. When your spouse or another close relative with whom you share assets make a bad decision, it affects the whole household. This means that you should never allow your family members to be frivolous Read more…

Naked Numbers: Consumer Debt in America

We all know that the government is deep in the debt hole, but what you may not know is that consumers are also in debt. Consumers take credit from different sources. Various unions, banks, payday loans, and other lenders make it easier to borrow money. Most of such credits are revolving which means that you Read more…

What to Except from the New Consumer Financial Protection Bureau (CFPB) Rule?

Payday loan industry is in the process of transformation, or it pretty much looks like this. As it is known, the interest rate of such loans are higher than the interest for using long-term loans. That’s one of the reasons these loans are censured and are considered to be the debt trap for borrowers. The Read more…

When Debts Are Rising

A recent survey that was made by Creditcards.com in December 2017 shows that 68 per cent of Americans do not know when they will repay their debts, if ever. 30 per cent of the people asked answered that they are not really sure when they will be able to pay their debts. And 38 per Read more…

New Rules for Payday Lending Industry Were Debated in Kansas

After new payday rule comes into force Kansas authorities should review their politics on payday lending industry and cut off predatory profits some of them receives. October 11th, 2017 special legislative committee debated over new payday loan law which would set the bar on interest rates payday lenders can use in Kansas at 36% annually. Read more…

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