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Several Useful Tips to Avoid Dishonest Debt Collectors

Debt collectors can ruin your life, it’s granted. Even if your debt is about five hundred dollars, you can receive up to 40 calls from debt collector per day. Relatives, friends and employers will be threatened too. One overdue payday loan and your credit may be destroyed for years if not forever. You may have Read more…

How Do Budgeting if Your Income Is Volatile

You surely know gold budgeting rule 50/20/30. If not, this rule teaches us that 50% of our budget we should spend on necessities like rental payment, food etc. ; 20% we must invest in our future; 30% we may spend on things we want like new clothes, restaurants and so on. This very useful rule Read more…

Spendings of 54% Americans Exceed Their Paycheck

According to Center for Financial Services Innovation poll that took place in May 2017 half of the American citizens spend more than earn. In the focus-group among 18-25 year-olds its portion exceeds 50%. President of CFSI Jennifer Tescher noted that half of the Americans lives without a financial safety net and definitely approaches the poverty Read more…

3 Things You Should Know about Your Credit Score

Your credit score is directly related to your image with any lender, be it a bank or a non-banking institution. Your credit scores affects loan interest rates, and the lower your score is, the more fees you are going to face and the fewer bonuses and benefits. You need to know three main points about Read more…

What Dream do Many Americans Have?


Many people believe that all Americans dream about a family, a cozy country house with a white fence and a dog. But not all people agree with such an opinion, not everyone has these exact desires, dreams and needs. Everyone has a unique personality, so we can’t give them a single image. A House with Read more…

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