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Proposition 111, Colorado

A payday loan is a kind of loan granted to an individual without his or her having to pass a credit check. Unlike banks, many payday loan lenders operate on a short-term basis and expect their clients to repay within days. Payday loans are smaller than bank loans. However, they have higher interest rates and Read more…

Wealthy Tips

A situation, when a family budget fails to keep up with daily spending, is quite so common. Being wealthy is not an easy game. It takes a bit of time, effort and skills to become rich in a way. However, there is nothing extraordinary about it, and everyone has a potential for a better life. Read more…

Who Pays for Debts of Americans Who Die Owing Money?

Debts have become an integral part of living in the U.S. The total household debt is increasing by leaps and bounds: it has already hit the mark of 13.2 trillion dollars. The precipitous sum, though shared by millions, dominates the minds of many, preoccupying them with finding ways to pay the bills and, in some Read more…

Credit Cards and Shocking Information You Need to Be Aware of

For Americans, taking out loans is a trivial thing that doesn’t require much effort or knowledge. But before we talk about complications and problems associated with credit card debts, we need to learn some key facts about the whole process. A credit card is issued mainly by credit unions and banks, allowing holders to get Read more…

Should Children Know More about Finances?

The world we are living in is a chaotic place. Several studies showed that even adults are not well-educated when it comes to financial literacy. Some people could not even say what compound interest means. This is something truly terrifying since our lives more and more depend on proper money management. Finances is not an Read more…

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