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What to Except from the New Consumer Financial Protection Bureau (CFPB) Rule?

Payday loan industry is in the process of transformation, or it pretty much looks like this. As it is known, the interest rate of such loans are higher than the interest for using long-term loans. That’s one of the reasons these loans are censured and are considered to be the debt trap for borrowers. The Read more…

When Debts Are Rising

A recent survey that was made by Creditcards.com in December 2017 shows that 68 per cent of Americans do not know when they will repay their debts, if ever. 30 per cent of the people asked answered that they are not really sure when they will be able to pay their debts. And 38 per Read more…

New Rules for Payday Lending Industry Were Debated in Kansas

After new payday rule comes into force Kansas authorities should review their politics on payday lending industry and cut off predatory profits some of them receives. October 11th, 2017 special legislative committee debated over new payday loan law which would set the bar on interest rates payday lenders can use in Kansas at 36% annually. Read more…

4 Pieces of Advice to Protect Yourself from Financial Problems

Do not let financial difficulties ruin your life. Many of us do not know what to do when they need to pay unexpected bills, car repairs, utility bills or a mortgage. The amount can be very large and your employer delays the salary. Studies were conducted in 2015; the result showed that half of the Read more…

Six Facts about Bad Credit You don’t Know

Your credit score is the number that helps lenders decide whether to give you a loan and it also might determine the interest rate you will be charged on it. Credit scores variate from 300 to 850. Less when 500 is disastrous, 600-700 is good, more when 750 – excellent. According to FICO report about Read more…

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